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About PNAQL (pronounced “pinnacle”)

Creative industry operators
and finance leaders.
One team.

We've led creative businesses, structured major lending portfolios, and built trading infrastructure. We understand how creative IP works because we've operated inside it.

We built PNAQL because
the creative economy
deserves better infrastructure.

The creative economy generates enormous value, but almost none of it flows back through financial structures designed for the people who created it. That's the problem we set out to fix.

The creative economy is one of the largest and fastest-growing sectors globally, and its financial infrastructure should reflect that.

Creative Industry Leadership
Labels · Artist Managers · Platform Builders

Executive operators at the highest levels of the creative industries who have always sat on the rights holder's side of the table.

Finance Expertise
Private Bankers · Traders · Fintech Builders

Leaders who have structured major lending portfolios and capital markets products, now building for the creative economy.

Derek Morrison
Derek Morrison
Co-Founder & CEO
Former VP/GM at StockX and Global MD at UNiDAYS, scaling international marketplaces across 30+ markets. Author of The Missing Market for Creative Utility.
Obi Oburota
Obi Oburota
Co-Founder & Head of Artists
Over 15 years in music and entertainment. Multiple number 1's, independent label owner. Leads artist relationships and deal origination at PNAQL.
Fabian Chui
Fabian Chui
Co-Founder & CTO
Over a decade leading trading, operations, and risk across traditional and digital asset markets in London and Abu Dhabi. Leads PNAQL's technology and market infrastructure.
Ryan Dixon
Ryan Dixon
Co-Founder & CFO
Formerly Coutts and Investec Bank, advising over £1B in lending to artists, entrepreneurs, and HNWIs. Banking relationships that rights holders' teams already trust.
John Rough
John Rough
Co-Founder & Growth
Former Head of Global Growth at UnitedMasters, a platform of 2.1M independent artists backed by Alphabet, Apple, and Andreessen Horowitz. Leads brand, distribution, and growth at PNAQL.

Founded on
original research.

PNAQL's founding thesis, The Missing Market for Creative Utility, makes the case that creative economies have no functioning capital market, and sets out what it would take to build one. Available as a working paper on SSRN.

Read The Research
PNAQL

Built to release
the true value of culture.

The conversation starts at contact@pnaql.com.