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About PNAQL (pronounced “pinnacle”)

Creative industry operators and finance leaders. One team.

We've led creative businesses, structured major lending portfolios, and built trading infrastructure. We understand how creative IP works because we've operated inside it.

OperatorsCreative industry
BankersCapital markets
Research-ledAcademic foundation
04.1 · Why we built this

We built PNAQL because the creative economy deserves better infrastructure.

The creative economy generates enormous value, but almost none of it flows back through financial structures designed for the people who created it. That's the problem we set out to fix. The creative economy is one of the largest and fastest-growing sectors globally, and its financial infrastructure should reflect that.

01 · Creative Industry Leadership

Labels · Artist Managers · Platform Builders. Executive operators at the highest levels of the creative industries who have always sat on the rights holder's side of the table.

02 · Finance Expertise

Private Bankers · Traders · Fintech Builders. Leaders who have structured major lending portfolios and capital markets products, now building for the creative economy.

03 · One Team

Two worlds, one table. Creative industry operators and finance leaders, working to the same brief: release the true value of culture.

04.2 · Founders

The people behind PNAQL.

i.
Founder & CEO

Derek Morrison

Former VP/GM at StockX and Global MD at UNiDAYS, scaling international marketplaces across 30+ markets. Author of The Missing Market for Creative Utility.

ii.
Head of Artists

Obi Oburota

Over 15 years in music and entertainment. Multiple number 1's, independent label owner. Leads artist relationships and deal origination at PNAQL.

iii.
CTO

Fabian Chui

Over a decade leading trading, operations, and risk across traditional and digital asset markets in London and Abu Dhabi. Leads PNAQL's technology and market infrastructure.

iv.
CFO

Ryan Dixon

Formerly Coutts and Investec Bank, advising over £1B in lending to artists, entrepreneurs, and HNWIs. Banking relationships that rights holders' teams already trust.

v.
Head of Brand & Growth

John Rough

Former Head of Global Growth at UnitedMasters, a platform of 2.1M independent artists backed by Alphabet, Apple, and Andreessen Horowitz. Leads brand, distribution, and growth at PNAQL.

ResearchSSRN working paper
ThesisThe Missing Market for Creative Utility
Read itSee the research →

Built to release the true value of culture.

The conversation starts at contact@pnaql.com.